The right financing for you from the right lender
We study your case, compare what the licensed lenders are offering, and follow your application step by step to disbursement — so you are not going bank to bank yourself.
No going bank to bank
We submit on your behalf to the lender that fits, and chase the answer.
What we do
- Amount
- 100,000 SAR
- Term
- 60 months
- Monthly instalment
- 2,600 SAR
Between you and the lenders
ACAD is a Saudi financing brokerage. We do not lend and we do not grant approvals — we know what each lender asks for, submit your file where it actually has a chance, and stay with it to disbursement.
What you actually get
An answer in days, not weeks
Two to five working days once the documents are complete, depending on the lender.
Licensed lenders only
Banks and finance companies licensed in the Kingdom — and nobody else.
Advice at no cost
We study your case and give you our recommendation before you apply, free.
A named officer
One person responsible for your file, whose name you know and who you can reach.
Financing that fits your case
We start from where you actually are — salary, obligations, employer — and then look for the programme that will take it.
Personal finance
For a personal need, or to settle existing obligations at a clearer instalment.
Learn moreReal-estate finance
Buying a home or financing a property, with the deduction ratio worked out first.
Learn moreAuto finance
A new or used vehicle, through the approved lenders.
Learn moreSME finance
Working capital or expansion, for small and medium businesses.
Learn more- Al Rajhi Bank
- Saudi National Bank
- Alinma Bank
- Emkan Finance
- Nayifat Finance
Because a refusal costs more than you think
Every rejected application shows on your credit record. We assess first and submit once, to the right lender.
Assessed before submission
We work out the deduction ratio and read each lender's terms before your file goes in, not after.
One lender that fits
Applying to ten lenders in a day does not improve your chances — it reduces them.
Your papers, once
You upload through a link of your own, and are never asked for the same thing twice.
You know where it is
A named officer, and follow-through to disbursement or refusal — and a refusal comes with its reason.
Four steps, and you know where you are in each
Nothing in these steps happens without your being told.
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01
You get in touch
A short form or a call. We need salary, obligations and employer — nothing more at this stage.
-
02
We assess your case
We work out what you can carry and compare the lenders' terms. If this is the wrong month, we say so.
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03
We submit to the right lender
You upload your documents through your own link; we submit the file and chase the answer.
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04
The decision reaches you
An approval with its terms, or a refusal with its reason. Both come from a named person.
The questions people ask before applying
Is ACAD a lender?
No. ACAD is a financing broker: we assess your case and submit your file to a licensed lender. The decision and the money are theirs, not ours.
Is there a fee for the consultation?
No. The assessment and the advice are free. Any fee is stated to you plainly before any step, and nothing is paid before you know about it.
Do you guarantee approval?
Nobody can, and anybody who guarantees it is selling you something they do not own. What we guarantee is that your file goes in complete and to the lender that fits.
How long does an answer take?
It varies by lender, and is usually two to five working days once the documents are complete.